:root{--navy:#102a43;--blue:#1769aa;--sky:#eaf5ff;--gold:#f4b942;--ink:#183b56;--muted:#627d98;--white:#fff;--line:#d9e2ec;--ok:#0f766e}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Tahoma,Arial,sans-serif;background:#f8fbfd;color:var(--ink);line-height:1.85}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto}.top{background:var(--navy);color:#fff;padding:8px 0;font-size:14px}.wrap{width:min(1160px,92%);margin:auto}.top .wrap,.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px}.nav{background:#fff;position:sticky;top:0;z-index:20;border-bottom:1px solid var(--line);box-shadow:0 4px 15px #102a4312}.brand{display:flex;align-items:center;gap:12px;font-weight:800;font-size:19px;padding:14px 0}.mark{width:43px;height:43px;border-radius:13px;background:linear-gradient(135deg,var(--blue),var(--navy));display:grid;place-items:center;color:#fff;font-size:22px}.links{display:flex;flex-wrap:wrap;gap:18px;font-size:14px}.links a:hover{color:var(--blue)}.hero{background:linear-gradient(125deg,#0e2a47,#146ca8);color:#fff;padding:76px 0}.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:40px;align-items:center}.eyebrow{display:inline-block;background:#ffffff1a;border:1px solid #ffffff45;border-radius:30px;padding:6px 14px}.hero h1{font-size:clamp(34px,5vw,60px);line-height:1.25;margin:18px 0}.hero p{font-size:18px;color:#eaf5ff}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 20px;border-radius:12px;font-weight:800;border:1px solid transparent}.btn.primary{background:var(--gold);color:#13293d}.btn.light{background:#fff;color:var(--blue)}.btn.outline{border-color:#ffffff75;color:#fff}.panel{background:#fff;color:var(--ink);border-radius:22px;padding:26px;box-shadow:0 25px 55px #05172655}.facts{display:grid;gap:13px}.fact{display:flex;gap:11px;align-items:flex-start}.dot{width:10px;height:10px;margin-top:10px;border-radius:50%;background:var(--gold);flex:0 0 auto}.section{padding:64px 0}.section.alt{background:#fff}.head{text-align:center;max-width:760px;margin:0 auto 36px}.head h2{font-size:clamp(27px,4vw,40px);margin:0 0 8px}.head p{color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 8px 25px #102a430b}.card h3{margin:8px 0}.icon{width:48px;height:48px;display:grid;place-items:center;border-radius:14px;background:var(--sky);font-size:24px}.notice{background:#ecfdf5;border:1px solid #a7f3d0;border-right:5px solid var(--ok);border-radius:16px;padding:18px}.crumb{background:#eaf5ff;padding:34px 0}.crumb h1{margin:0;font-size:36px}.content{max-width:900px;margin:auto}.content h2{margin-top:34px}.list li{margin:7px 0}.doc-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.doc{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden}.doc img{width:100%;display:block}.doc h3{padding:0 18px}.footer{background:var(--navy);color:#d9e2ec;padding:45px 0 20px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:25px}.footer h3{color:#fff}.footer a{display:block;margin:7px 0}.legal{font-size:13px;color:#b8c8d8;border-top:1px solid #ffffff20;margin-top:28px;padding-top:18px}.float{position:fixed;bottom:18px;left:18px;z-index:30;display:flex;gap:9px}.float a{background:#0f766e;color:#fff;padding:11px 16px;border-radius:30px;font-weight:800;box-shadow:0 8px 25px #0003}.float .call{background:var(--blue)}@media(max-width:850px){.hero-grid,.grid,.doc-grid,.footer-grid{grid-template-columns:1fr}.links{display:none}.hero{padding:48px 0}.top .wrap{flex-direction:column;gap:3px}.float{right:12px;left:12px}.float a{flex:1;text-align:center}}